Car Drivers in Phoenix AZ tend to pay $450 more for auto insurance premium than the rest of the state ( ARIZONA ). Average car insurance in Phoenix can cost around $1,735 per year, while average car insurance rate for Arizona is $1,304. In Phoenix itself, the difference between the cheapest ( GEICO - $520 ) and the most expensive car insurance company ( Mercury - 1,536 ) is over $1200 a year. We have compared car insurance quotes from multiple companies in Phoenix to determine which insurance company offer the cheapest car insurance rates and which has the most expensive quotes. Based on our data GEICO, USAA and FARMERS car insurance offer the cheapest auto insurance rates in Phoenix. These three low cost car insurance companies are almost 39% - or $679 lower than average car insurance rates in Phoenix. This is why it is important for car owners to shop around and take multiple quotes before making a decision going with a provider. We recommend you can start with taking a quote from at least 5 car insurance companies in Phoenix before you decide to choose your provider. We can help you do all this with just one short call and 5 simple questions answered. All you need to do is enter your zip code and we will automatically transfer your call to the cheapest car insurance provider in your area. Call our local number (844) 787 - 4838 now to get cheap car insurance in Phoenix AZ.